LawPaw
Consumers & Money

Harassed by loan recovery agents?

Even if you owe money, recovery agents cannot threaten you, abuse you, shame you publicly or call at odd hours. RBI rules make lenders responsible for their agents' conduct and generally restrict recovery calls to between 8 AM and 7 PM. A lawyer helps you complain, stop the harassment and negotiate a fair settlement.

Call back in 2 working hours One coordinator, start to finish All fees upfront Verified professionals

Step 1 of 2

Tell us about your situation

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Tap the mic and speak — like you'd tell a friend

अपनी समस्या बोलिए · Hindi, English or your language

How we get it solved

  1. 1Record calls and keep messages as evidence
  2. 2Send a legal notice to the lender about the agents' misconduct
  3. 3Complain to the RBI Ombudsman (cms.rbi.org.in), and the police if threatened
  4. 4Negotiate restructuring or a one-time settlement

Documents that help

  • Loan agreement or app details
  • Call recordings and screenshots of threats
  • Repayment history

Don't have everything? Start anyway — your coordinator will tell you exactly what's needed.

The LawPaw Promise

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Call back within 2 working hours

During working hours (Monday–Saturday, 9 AM–8 PM). Urgent matters like arrest or bail are prioritised.

One coordinator, start to finish

One person who knows your case — no repeating your story, no chasing anyone.

Every fee told upfront

LawPaw's convenience fee, the professional's fee and government charges — in writing, before you pay. No hidden charges.

Verified professionals only

Enrolment with the Bar Council, ICAI or ICSI is checked before anyone is assigned to you.

Not comfortable? We'll switch

If you're unhappy with the professional, tell your coordinator and we'll help arrange another.

Doorstep when you need it

Document pickup, signing, notary and e-stamp delivery at your home or office.

No honest service can guarantee the result of a court case — but we guarantee our support at every step.

FAQ

Harassed by loan recovery agents?: common questions

Can recovery agents call my family or contacts?+

Harassing your family, friends or contacts goes against RBI's fair practices rules and can be reported.

What about illegal loan apps?+

Report them on cybercrime.gov.in and the RBI's Sachet portal. Apps not backed by a regulated lender may be operating illegally.

Is it free to submit my problem on LawPaw?+

Yes. Telling us your problem and getting a call back from your coordinator is free. You pay only if you decide to go ahead.

What will I have to pay?+

Up to three things, all told to you in writing before you pay: (1) LawPaw's convenience fee for coordinating your matter, (2) the professional's fee, which they quote, and (3) government charges such as court fees or stamp duty, at actual cost. GST applies as per law. There are no hidden charges.

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